Bank Card Verification

Bank card verification, through the direct connection to the bank, access to all card user's real name data. It can be used as an important supplementary means for risk control verification and real-name authentication.

Through the bank card number, name, bank number and other information, in the bank's official database query cardholder is himself. According to the results of the inspection, the user information portrait can be completed to effectively reduce the loan risk, quickly identify fraudulent behavior and malicious fraud, and provide risk decision-making for pre-loan review.

Pyxis blacklist database is a pure black user defined in cash-loan industry that is over 30+. The blacklist is used for the fast landing of cash loan products, improving the level of risk management and reducing the bad-debt rate.

According to the results of the inspection, the user information portrait can be completed to effectively reduce the loan risk, quickly identify fraudulent behavior and malicious fraud, and provide risk decision-making for pre-loan review.

whitelist is a low-risk user defined in the cash-loan industry. Whitelist users are credit based on real repayments. We identify whitelisted users based on the big-data credit-scoring model, which to help our clients to achieve high quality users

According to the results, the risk control analysis can be reasonably carried out to reduce the overdue bad debt risk.

a high-risk user defined in the cash-loan industry. The graylistusers are based on the real repayment performance as credit scores, which are distinguished by user characteristics. It helps the risk control to identify the potential risks of users and make reasonable judgments.

According to the results, the real repayment performance can be represented as credit score, and the whitelist users can be identified according to the big data credit score model. Help users quickly achieve landing, access to high-quality loans.